A licensed professional that is an insurance adjuster that represents you, not the insurance company regarding the damages to your Home or Business. Also, Public Adjusters are experts in the intricacies of policy language, claims processes, and estimating the repairs of your damages. Public Adjusters work for you by taking a commission from your claim. Other types of Insurance adjusters are a Staff Adjuster that work for the Insurance Company, and an Independent Adjuster that can write estimates for a specified Insurance Company on a storm and even Insurance Companies throughout a year.  In conclusion, the main difference is that the goal of Public Adjusters is to handle the negotiations with the insurance company for you for a commission to maximize your claim payout.